OUR LENDERS Partial List ...

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MERIX FINANCIAL - "Three Brands, One Vision - Making Home Ownership Possible"

MERIX Financial operates 3 distinct industry-leading brands: MERIX, Lendwise, and NPX. Since founding in 2005, MERIX Financial has provided residential mortgages to over 200,000 Canadians from coast-to-coast.

RMG - "Making HOME OWNERSHIP Happen"

As a first-time buyer or an established homeowner, you want the best mortgage deal. RMG offers excellent interest rates and the industry’s most attractive mortgage options geared to helping you maximize your cash flow over a five-year term or a longer amortization period.

MERIDIAN MORTGAGES - "We have the Products you Need to Manage your Life – Anywhere, Anytime"

Own your home sooner with a mortgage from Meridian. Whether you’re a first-time home buyer, or a seasoned homebuyer who’s looking to switch, renew or refinance – we have competitive mortgage interest rates* and flexible options, personalized just for you.

HOME TRUST - "Choose a Flexible Mortgage Solution Tailored to Suit your Needs."

Home Trust is one of Canada’s leading mortgage lenders offering an alternative to the major banks. Whether it’s helping you to buy your first home, consolidate higher-interest loans and credit cards to save money, or renovate your dream house, we’ve got the flexible alternative solutions to help you meet your goals.

TD BANK - "The Ready-for-Anything Mortgage"

TD mortgages have options that fit your life and help you prepare for the unexpected.
Whether you’re having a baby, taking a sabbatical, or your financial needs grow and change
with time, a TD mortgage offers a range of flexible features to suit you.


We are excited and honored to be your financing partner for one of the most important and exciting milestones in your life.

FIRST ONTARIO - "Solutions for You"

Nobody likes wasting time. Including you. But some things deserve attention to let you review your options before choosing the one that benefits you most. Like borrowing money.

OPTIMUM MORTGAGES - " Sensible Lending® Solutions. Great Personal Service"

Optimum Mortgage is a full service lender, providing personalized borrowing solutions that will meet your needs. We offer a variety of products, including flexible alternative solutions for clients who may not fit within traditional guidelines.  

NEW HAVEN MORTGAGES - "Mortgage Approvals Made Easy"

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New Haven Mortgage Corporation is a non-bank lender in Ontario that excels in the alternative mortgage market, a market place in which institutional lenders do not commonly participate and where the real estate is often overlooked due the current state of repair and/or rurality.

STREET CAPITAL - "Helping Canadian Homeowners since 2007"

Street Capital Bank of Canada offers a broad range of residential mortgage solutions. Whether you are a new Canadian or self-employed, purchasing your first home or need to refinance or transfer your existing mortgage, we can help by providing competitive rates, exceptional customer service and flexible money-saving features.

Home Equity Bank - "There’s no place like home – especially yours. When you’ve spent years, even decades, transforming a house into a home, you've invested so much more than your hard earned money."

HomEquity Bank offers CHIP Reverse Mortgages across Canada to senior homeowners 55 and over. With regional offices in Vancouver and Montreal, and the head office in Toronto, HomEquity Bank works hard to help Canadian seniors live a fulfilling retirement.

RADIUS FINACIAL - "Founded by a Group of Top Mortgage Industry Professionals"

Radius Financial is an approved lender with the largest Canadian mortgage insurers – Canada Mortgage and Housing Corporation (CMHC), and Genworth Financial. Our approved lender status allows us to offer products that meet a broad range of mortgage needs. There are many reasons our customers prefer a Radius mortgage

CMLS FINANCIAL - "Over 40 years, 10,000 customers and 10 billion in assets under administration. A dedication to Customer Forward"

CMLS Financial is one of Canada's largest, independently owned mortgage services companies. Founded in 1974, we are proud to be Canada's Mortgage Company™ for over 40 years. With offices across the country, we provide a wide range of commercial lending services, residential real estate mortgages and institutional services.

MAGENTA MORTGAGES - "Because Tomorrow Matters"

Mortgage Investment Corporations (MICs) represent a very attractive investment vehicle for those investors who wish to reap the benefits of mortgage investing, but who may lack the expertise, time and energy, or investment capital required, to invest by way of holding individual mortgages directly.

ICICI BANK - "ICICI Bank Limited is India's Largest Private Sector Bank"

ICICI Bank Canada offers simple, hassle free, low interest rate mortgages customized to meet the need of yours and your family. Our mortgage specialists can assist you in selecting the best options for your needs - whether you are looking to buy a new home or planning to refinance.

FISGARD CAPITAL - "Fisgard. Client Focused. Building Brighter Financial Futures"

Fisgard Asset Management works with one of the largest private alternative lenders in Western Canada, Fisgard Capital Corporation. We are dedicated to supporting mortgage brokers and their clients. We provide competitive products, flexible lending guidelines and dedicated customer service.

Equity Financial - "Solutions Based Approach to Alternative Residential Mortgage Lending"

We are an Alternative Mortgage Lender that deals exclusively with mortgage brokers and their clients. Our goal is to be the first choice for brokers & borrowers in the non/near prime mortgage market.

COMMUNITY TRUST - "Flexible Mortgage Options – Just for You"

Financing your home doesn’t need to be difficult. With flexible payment options, great rates and custom approvals, your Community Trust mortgage specialist can help you make ownership a reality.

CMLS FINANCIAL - "Experienced Real Estate Mortgage Solutions "

Whether you're a first-time homebuyer or already own a home, at CMLS Financial we want to help make the home ownership process as simple and comfortable as possible. Working together with your mortgage broker, we can find the right mortgage solution for you.


Whether you’re a first-time homebuyer, refinancing or want a more convenient or integrated way of banking, Manulife Bank offers a range of mortgage choices. Which is the right one for you?

SCOTIA BANK - "Home Sweet Home"

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Start your Home Ownership Journey

  • Discover just how much you can afford

  • Save your down payment in a high-interest savings account

  • Decide what features you need in your dream home

B2B BANK - "What’s the B2B Bank Advantage?"

Our unique broker-focused service model that provides three things that matter most to mortgage brokers: access to a complete portfolio of mortgage solutions, a wide range of qualifying credit criteria and options for traditional and non-traditional borrowers. Because in this highly competitive market, every advantage counts.

EQUITABLE TRUST - "Home Ownership is Within your Reach"

Let Equitable Bank's "customer first" approach help you achieve your aspirations of home ownership - whether you're self-employed, a new immigrant to Canada with limited or no credit history, a credit-challenged individual, or an investor.

MCAP - "Enhance your Homeownership Experience"

MCAP is one of Canada's largest independent mortgage financing companies, with over $61 billion in assets under administration. Comprised of 700 employees in 9 offices, MCAP originates, securitizes, trades and services residential and commercial mortgages & development financing loans with some of Canada’s largest financial institutions.

BRIDGEWATER BANK - " Unbanklike.  … That’s Just How We Do Things."

At Bridgewater Bank, we understand that your mortgage is one of the most exciting, important financial decisions you’ll make. That’s why we offer mortgage solutions that help you meet your goals and suit your lifestyle.

EFFORT TRUST - "Our Effort is for You"

The Effort Trust Company specializes in Financial Services, Real Estate and Asset Management. Established in 1978, Effort Trust is entrepreneurially driven and continuously strives for excellence and quality service for all of our clients.

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Please Call or email us ... FSCO Lic#M08001311 

                                   FSCO Brokerage Licence #10464

Tel: 519-895-8416

TF: 1-888-832-7998

Fax: 519-895-1421

299 Manitou Dr. Unit A2

Kitchener, ON N2C 1L5


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